Terms and Conditions

1. Introduction

Welcome to Generation Money. Generation Money (“we,” “our,” “us”) operates the website located at www.generationmoney.co.uk (the “Site”). The primary purpose of the Site is to provide educational and informational content to help UK individuals take control of their personal finances and achieve their financial goals. By accessing or using our Site, you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our Site.

The following terminology applies to these Terms: “User,” “You,” and “Your” refers to you, the person accessing this website and accepting these Terms. “The Company,” “Ourselves,” “We,” “Our,” and “Us,” refers to Generation Money.

2. Definitions

  • Affiliate Marketing: A marketing arrangement by which an online retailer pays commission to an external website for traffic or sales generated from its referrals.
  • Third-Party: Any entity or individual not directly associated with Generation Money.
  • User-Generated Content: Any content created or submitted by users, including comments, posts, and reviews.
  • Cookies: Small files stored on a user’s computer designed to hold a modest amount of data specific to a particular client and website.

3. User’s Responsibilities

As a User of our Site, you agree to use the Site lawfully and respectfully. You must not engage in any conduct that could harm the Site, its users, or any third parties. Specifically, you agree not to:

  • Post or transmit any unlawful, threatening, abusive, defamatory, obscene, or otherwise objectionable material.
  • Use the Site to conduct any fraudulent activity or to impersonate any person or entity.
  • Interfere with or disrupt the Site or servers or networks connected to the Site.
  • Use any automated means, including bots, to access the Site for any purpose without our express written permission.

You are responsible for regularly reviewing these Terms to stay informed of any updates. We reserve the right to update or modify these Terms at any time, and your continued use of the Site constitutes acceptance of those changes.

Consequences for violating these Terms may include termination of your access to the Site and potential legal action.

4. Privacy Policy Summary

We are committed to protecting your privacy. Our Privacy Policy outlines how we handle your data:

  • Data Collection: We do not collect any personally identifiable information from users.
  • Data Use: Any data collected, such as cookies, is used solely to enhance the user experience and for analytical purposes.
  • Data Sharing: We do not share any user data with third parties, except where required by law.

For detailed information, please review our full Privacy Policy.

5. Affiliate Disclosure

Generation Money participates in affiliate marketing programs, which means we may earn commissions on purchases made through links to our affiliate partners’ sites. Our affiliate partners include a range of investment platforms and finance apps which operate in the UK, all of which are regulated by the FCA.

Affiliate links are clearly identified in our articles and may also be used in banners and summary boxes. While we may receive compensation for affiliate links, this does not influence our editorial integrity. Our reviews and recommendations are based on thorough research and objective analysis. Read more in our Editorial Policy. All reviews and comparisons are written and edited by finance professionals, including Chartered Accountants and CFA qualified investment professionals. Read more About Us.

6. Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Generation Money.

Generation Money has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Generation Money shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

7. Intellectual Property Rights

All content on Generation Money, including but not limited to text, graphics, logos, images, and software, is owned by Generation Money and is protected by UK and international copyright laws. Unauthorized use, reproduction, or distribution of this content is strictly prohibited.

Users may post content on the Site, such as comments and reviews. By submitting content, you grant Generation Money a non-exclusive, royalty-free, perpetual, and irrevocable right to use, reproduce, modify, and distribute the content in any media. You represent and warrant that you own or have the necessary rights to the content you submit and that it does not infringe any third-party rights.

8. Disclaimers and Limitations of Liability

The content on Generation Money is provided “as is” without any warranties, express or implied. While we strive to ensure the accuracy of the information presented, we do not warrant that the content is complete, reliable, or current.

We disclaim all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the Site will be available at all times, or that the Site will be free from errors, viruses, or other harmful components.

To the fullest extent permitted by law, Generation Money shall not be liable for any indirect, incidental, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your use or inability to use the Site; (b) any unauthorized access to or use of our servers and/or any personal information stored therein; (c) any interruption or cessation of transmission to or from the Site; (d) any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Site by any third party; (e) any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available through the Site.

9. User-generated Content

Users may post content on Generation Money, including comments, reviews, and other forms of user-generated content. By posting content, you agree to the following:

  • You are solely responsible for the content you post and any consequences arising from it.
  • You grant Generation Money a non-exclusive, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.
  • Your content must not infringe on any third party’s intellectual property rights or other proprietary rights, nor violate any applicable law.

We reserve the right to remove any content that violates these Terms or is deemed inappropriate at our sole discretion.

10. Financial Coaching

Our founder, Alex King, offers paid financial coaching services through Generation Money. These services start with a free 15-minute discovery call, with no obligation to proceed with paid financial coaching after this call. It is important to note that Financial Coaching provided by Alex King or Generation Money is not financial advice. No clients will be given specific financial recommendations.

Our financial coaching services are designed to provide general awareness of various financial products and options available. We do not carry out a suitability test of individual client’s needs. It is solely the client’s choice as to whether they proceed further with any of the products we make them aware of. Generation Money and Alex King are not liable for any decisions or actions taken by clients based on the information provided during financial coaching sessions.

11. Governing Law and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from or related to these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Changes to Terms and Conditions

Generation Money reserves the right to modify these Terms at any time. We will notify users of any changes by posting the updated Terms on the Site. It is your responsibility to review these Terms periodically. Your continued use of the Site after any changes signifies your acceptance of the updated Terms.

13. Contact Information and Violation Reporting

If you have any questions or concerns about these Terms and Conditions, or if you wish to report any violations, please email us as [email protected] or visit our contact page for detailed contact information.