This is my independent Nutmeg review. Nutmeg is a digital Robo-advisor changing the way young investors across the United Kingdom invest their money.

Overall, I feel that Nutmeg is a brilliant candidate for young or inexperienced investors looking for a quick and easy way to access the financial markets without the stress of having to pick your investments or manage your portfolios. 

I’ve been trading and investing with my own money for over 10 years, and it’s my mission to review every investing app the UK market has to offer. In this Nutmeg review I will give an unbiased insight into how their investment offering stacks up, including a comparison against its main peers. 

This review of Nutmeg also includes a look at how Nutmeg invests your money, what it’s like using the app and the all important costs and returns. As a Chartered Accountant I know the importance of balancing costs against returns!

Read on for our full Nutmeg review, or use the links below to jump to a particular section. I hope that this Nutmeg review will provide you with the information you need in order to decide whether Nutmeg is right for you.

• Nutmeg Review: Pros & Cons
• Nutmeg Review: What is Nutmeg?
• Nutmeg Review: How Does Nutmeg Investment Management Work?
• Nutmeg’s Investment Portfolios
• Nutmeg Personal Financial Advice
• Nutmeg’s Portfolio Performance
• What Are Nutmeg’s Fees?
• How To Open A Nutmeg Account
• Using Nutmeg
• Who Is Nutmeg For?
• Nutmeg Alternatives
• Is Nutmeg Safe?
• Nutmeg Customer Service
• Nutmeg Customer Reviews
• Nutmeg Review – Final Verdict

Nutmeg Pros & Cons

Pros 

Ease – Nutmeg offers an easy way for new investors to access the financial markets directly from their smartphones without any prior investment experience. 

Regulated financial advice – In addition to its core robo-investing offering, Nutmeg offers personalised planning and qualified financial advice. You can easily book a call through the Nutmeg app.

ESG investment options – at the time of writing, Nutmeg offers 10 socially responsible investment portfolios to choose from, which is great if ethical investing is important to you.

Low cost if you’re investing more than £100k – Nutmeg’s portfolio fees on investments worth more than £100k are some of the lowest in the robo-advisor space.

Cons 

Limited Opportunities – Ready-made portfolios are a double-edged sword. Many investors, especially those with sufficient experience, may be displeased by the inability to customise their portfolios.

Design – Nutmeg’s straightforward design may not suit the needs of investors looking for more advanced functionalities within their investing platforms.

Cost for under £100k of investments – Seasoned investors will know the long-term costs associated with paying high fees when investing and unfortunately, Nutmeg is more costly than other platforms if you have over £100k of investments.

What is Nutmeg?

Nutmeg claims to be the largest digital wealth manager in the UK, with over 150,000 clients. Their stated aim is to provide a transparent and jargon-free way of investing. 

At the heart of Nutmeg’s investment offering is their robo-advisory offering. You may be wondering, what is a Robo-advisor?

Robo-advisors are a new breed of investment platform that has become increasingly popular, particularly among millennials, over the last few years. They help new and inexperienced investors gain access to the financial markets by having a simple and straightforward app that allows you to invest in one of their ready-made portfolios. Not sure which portfolio to choose? Don’t worry, Nutmeg will tell you just as soon as you answer a few simple questions.

Founded in 2011 by Nick Hungerford, Nutmeg was acquired by J.P Morgan Chase in 2021 and currently boasts £4 billion in assets under management (AUM). The acquisition of Nutmeg by JP Morgan is part of a flurry of consolidation in the robo-advisory market. In June 2020 Aviva acquired Wealthify and in December 2021 Moneyfarm acquired Weathsimple’s UK book. As digital wealth platforms, or robo-advisors, have gained in popularity among millennials, traditional players in the investment management industry want access to younger, digital-savvy investors.

With over 8 years of experience in investing its customer’s money, Nutmeg has more experience than any other Robo-advisory platform currently operating in the United Kingdom! Interested? Let’s take a closer look at how Nutmeg operates.

How Does Nutmeg Investment Management Work? 

Nutmeg has assembled a total of 20 different portfolios that consist of a range of different ETFs and bonds for its customers to invest in. The assets held within these portfolios are dependent on the specific portfolio you invest in and the allocation of equities to bonds is likely to fluctuate depending on the amount of risk you take on. For example, higher-risk portfolios are likely to be more ETF-heavy in their weightings than low-risk portfolios.

10 of Nutmeg’s portfolios are standard portfolios that range between level 1 (low-risk) and level 10 (high-risk) investments. The other 10 portfolios are considered to be Socially Responsible Investments (SRI).

These ethical SRI investment portfolios hold investments that meet specific environmental or ethical criteria pre-determined by Nutmeg. For example, some of Nutmeg’s portfolios may exclude companies that burn fossil fuels or sell arms. You can read more on this below in the Socially Responsible section of our Nutmeg review.

Nutmeg’s Investment Portfolios 

Once you sign up, Nutmeg will attempt to assess your specific investment needs by asking you a range of questions designed to identify your individual goals and psychology. We go into detail on the sign up process later on in this Nutmeg review.

After you have completed the questionnaire, you will be recommended a portfolio to invest in based on your answers. Let’s take a closer look at Nutmeg’s portfolios and get an idea of what they have available for you.

Fully Managed Portfolios

Nutmeg closely monitors these portfolios to ensure that they remain balanced and that any changes to positions are made quickly. For those of you unfamiliar with portfolio management, occasionally, certain investments in your portfolio will perform better than expected. When this occurs, you will need to sell parts of this position to make sure that it does not grow larger than it should. Doing this is a form of risk management as it ensures that the portfolio remains balanced and does not become too heavily weighted on a single asset.

When you invest with Nutmeg, you do not need to concern yourself with your investment on a day-to-day basis. You avoid the need to manage your own portfolio and all the potential stress that comes along with it. Instead, you’re able to focus on the things that matter most to you while the professionals at Nutmeg focus on managing your portfolio for you.

Nutmeg’s fully managed portfolios invest in a diverse range of exchange traded funds (ETFs). An ETF is typically designed to track a market index, such as the S&P500. The idea behind ETFs is that it allows multiple investors to buy into a single fund that purchases a pool of investments. This saves each investor buying the investments individually and usually allows for lower costs and fees.

If you don’t have the time or desire to manage your own investments, a robo-advisor could be a good option and Nutmeg’s fully managed portfolios provide one of the widest portfolio ranges available among robo-advisors.

Fixed Allocation Portfolios

These portfolios are designed for those investors who want access to cheap multi-asset portfolios without any additional costs being incurred for the benefit of their portfolios being managed by the Nutmeg investment team.

Although the asset allocations within these portfolios are fixed, in an effort to ensure that they continue to perform well, Nutmeg conducts an annual review of these portfolios. Since Nutmeg only reviews these portfolios on an annual basis, the fees that are incurred by investors in these portfolios are considerably lower than the fully managed portfolios outlined above in our Nutmeg review.

Naturally, even fixed allocation portfolios need to be rebalanced occasionally. Nutmeg has these portfolios rebalanced automatically so there is no need for any action on your part, or indeed on the part of Nutmeg’s investment team.

Similarly to the fully managed portfolios, Nutmeg’s fixed allocation portfolios focus on investing in ETFs. This provides a further cost saving vs a portfolio that picks individual investments.

Nutmeg’s fixed allocation portfolio is a good proposition for anyone who wants to invest in a low cost way and is not interested in their portfolio being actively managed. In Nutmeg’s words, you can think of fixed allocation as a “set and forget” style of investment. This doesn’t mean there’s no expertise behind it though – Nutmeg’s team does the work in setting the portfolios up front, with an annual review of each to ensure they’re performing in the right way.

Socially Responsible Portfolios (SRIs)

As we noted above in our review of Nutmeg, Nutmeg recognises the importance of providing ethical portfolios for its customers. As such, they have afforded their customers a range of 10 different SRI portfolios to choose from.

Each of these portfolios is invested in a wide range of assets in multiple asset classes and countries. The specific holdings within each portfolio are dependent on the risk level of the portfolio, with higher-risk portfolios being more equities-based than their lower-risk peers. These SRIs are actively managed, and as with the rest of their actively managed portfolios, Nutmeg monitors and rebalances these portfolios regularly and whenever necessary.

SRI portfolios range in their risk much in the same way as standard portfolios, going from ‘cautious’ up to ‘aggressive’.

Nutmeg has partnered with MSCI, one of the world’s largest providers of sustainability and data analytics. As a result, each investment pot is given a score based on Environmental, Social and Governance (ESG) criteria. You can see the ESG score of your investment pot when you log into your Nutmeg account.

While the management fees for these portfolios sit at 0.75% (equal to the management fees of standard portfolios), the applicable fund fees are higher. They average approximately 0.28% as opposed to the 0.19% average fee of standard portfolios.

In my opinion Nutmeg’s ESG, or socially responsible, offering is the leading option among its peers due to its transparency and choice. If you place a lot of importance on the ethical impact your money has, then Nutmeg is likely to be a good choice for your investing journey.

However, if you are serious about impact investing then you may want to consider Circa5000. They are a specialist ESG investment management platform who only offer socially responsible options. They were founded in 2018 and still have a relatively limited offering, even compared to Nutmeg which is not a specialist ESG platform.

Smart Alpha Portfolios

Nutmeg offers 5 specialist portfolios that are dual-managed by both their in-house investment team and a combination of specialists from J.P Morgan Chase. As you might imagine, asset allocation is vital for a portfolio’s performance over time. After all, if you invest in low-calibre assets you can expect low-calibre returns.

By investing in a Smart Alpha portfolio, investors gain the benefit of J.P Morgans’ market insights and analysis. Although this does not guarantee a better rate of return, it may help.

According to Nutmeg’s website, their highest risk Smart Alpha portfolio (risk level 5) has outperformed their highest risk Actively Managed portfolio (risk level 10) between 31st Jan 2021 and 31st Jan 2022. The Smart Alpha portfolio achieved a return of 16.1% in this period vs. 13.7% in the Actively Managed portfolio. 

Part performance is not a reliable indicator of the future, but there is perhaps some benefit to having JP Morgan’s experienced team of investment managers involved.

This is one area that Nutmeg currently beats some of its peers, such as Moneyfarm, by having the backing of a major global asset manager. If you would like to have the comfort of knowing your investments are being jointly handled by a big name asset manager, then Nutmeg may be what you’re looking for.

Nutmeg Personal Financial Advice

Nutmeg is well aware of the fact that many young investors do not have the financial education necessary to make the best decisions for their money. To help rectify this issue, Nutmeg launched its own personal financial advisory service in 2018.

The service offers its customers two options:

• General advice and support
• Personalised financial planning and advice

The general support and guidance option will provide customers with answers to any questions they may have regarding Nutmeg’s products. The service is provided by Nutmeg’s in-house investment team and is entirely free. It is not considered regulated financial advice.

Nutmeg’s personalised financial planning service is much more robust and offers its customers both financial planning and regulated investment/pension advice. The service costs a total of £575 (including VAT). This is considered regulated financial advice where an expert will make investment recommendations based on your individual circumstances. Nutmeg is regulated by the Financial Conduct Authority in this regard, which offers you certain protections over any advice you may receive. 

If you opt for Nutmeg’s personal financial advice, it includes:

• The opportunity to speak to a qualified financial advisor
• An in-depth review of your current financial situation
• Quantifying your financial goals and plans
• Retirement planning
• Regulated investment, pension and tax planning advice
• Making sure your existing pension and investments are right for you

Not all robo-advisors offer regulated financial advice, so if you think you may want to speak to an expert about your investments, then you may want to consider Nutmeg.

Nutmeg Pension

Nutmeg now offers a pension option for its clients. Pensions are tax-efficient investment vehicles designed to be paid into over the long term in order to provide an income or lump sum later in life.

Nutmeg customers will be able to invest in any of Nutmeg’s portfolios through their pension accounts, including their Smart Alpha portfolios. This means your pension with Nutmeg is designed to suit your risk level and investment style. 

You can set up a new pension or consolidate your existing pensions with Nutmeg. 

The cost of Nutmeg’s pensions is quite competitive compared to the fees charged by other Robo-advisory platforms. The minimum investment amount is £500 and you can then decide the level of contribution you would like to make over time.

Nutmeg’s Portfolio Performance

Below is a graph that outlines Nutmeg’s best-performing portfolio over the last five years from December 31st, 2016 to December 31st, 2021. As you can see, Nutmeg returned 55.44% during this time and according to its website. 

The blue line on the chart shows Nutmeg’s performance while the yellow line details the performance of Nutmeg’s peers (defined by Nutmeg). As you can see, Nutmeg managed to outperform its peers over this period of time.

While 55.44% is by no means a poor rate of return, it is important to analyse this data in the context of wider market returns. To that end, let’s take a look at what the S&P 500 returned during this same period.

The graph above details the returns yielded by the S&P 500 from December 30th, 2016 to December 23rd, 2021. As you can see, during this period the S&P 500 yielded a return of 111.08%, over double the return provided by Nutmeg’s portfolios. As a result, while Nutmeg’s portfolio performance cannot be said to be poor, they have dramatically underperformed the wider market.

That said, every prudent investor will tell you that past performance is not indicative of future results. Furthemore, Nutmeg seeks to balance its portfolios by investing in a range of ETFs, rather than a single one such as the S&P500 outlined above. 

Although historically it is hard to find a higher returning form of hands-off investing than passive index fund investing, you will not benefit from portfolio rebalancing and other features that Nutmeg provides by going down that route. So Nutmeg is a good option for those who want to have professional involvement in their investments, at least to some degree. 

What are Nutmeg’s Fees?

The fees you can expect to pay with Nutmeg are dependent on the amount of money you invest. We noted earlier that one of Nutmeg’s downsides was that they were generally quite expensive when compared to other Robo-advisors.

However, since their fees decrease with the amount invested, investments of over £100,000 would attract low enough fees to make them compatitive with their main rivals.

Nutmeg’s fees break down into two separate categories; management fees and fund fees. Management fees are the fees charged directly by Nutmeg for the services they provide in relation to portfolio management.

Fund fees are those which are charged by the ETFs that Nutmeg invests in. You can see a breakdown of their management fees below.

The fund fees are dependent on the specific portfolio you choose to invest in. This is because the ETFs each fund will have invested into will differ from fund to fund. According to Nutmeg’s website, these range from 0.20-0.32%, which is in-line with what you would expect to pay when investing through any other provider in the same funds.

You can see how Nutmeg compares to its main rivals, Moneyfarm and Wealthify, in the table below:

Key Takeaways On Costs vs Nutmeg’s Rivals:

For under £100,000 of investment, Nutmeg’s portfolio fees are more expensive than Moneyfarm and Wealthify.

Above £100,000, Nutmeg is cheaper than Wealthify but still more expensive than Moneyfarm.

This is because although Moneyfarm’s fee of 0.35% is equal to Nutmeg’s, with Moneyfarm the 0.35% fee applies to your entire balance. With Nutmeg, you will still be charged 0.75% on your first £100k, with the 0.35% fee only applying to the portion above £100k.

For an in-depth comparison of Moneyfarm and Nutmeg, read my Moneyfarm vs Nutmeg head-to-head. You can also read my Nutmeg vs Wealthify comparison for more on how they stack up against each other.

How To Open A Nutmeg Account

This Nutmeg review wouldn’t be complete without discussing the sign up process. Opening an account with Nutmeg begins by downloading their app onto your smartphone.

After you have downloaded the application, you can start setting up your account with Nutmeg. To begin, you will need to select the type of account you will like to invest in. For the purposes of this example, we have selected the Stocks & Shares ISA which we recommend for first-time investors who aim to invest under £20,000 per year. Please note that this account has a £500 minimum deposit.

Once you have selected your account, you will need to define the parameters within which you will invest. Nutmeg will require you to specify how much you wish to invest on a monthly basis as well as the investing style you would like to adopt. It is important to ensure that the investment style you select corresponds to the amount of risk you are comfortable with.

Now that you have provided Nutmeg with your investment contributions and style, Nutmeg will provide you with an estimated annual return and the projected value of your account. Please note that these are merely estimates based on previous performance and Nutmeg’s own projects. Your actual returns will depend on the performance of your investments over the period that you are invested.

At this point, all that is left to do is verify your identity with Nutmeg by providing them with  some basic documents such as a copy of your passport or driving licence. Once that is done, you will be able to begin contributing to your investments.

Nutmeg’s sign up process was smooth and efficient, but not hugely different to that of Moneyfarm’s or Wealthify’s.

Using Nutmeg

Research Services & Tools

Nutmeg was designed to provide investors with a simple way to invest their money. Naturally, the research services and tools they provide will not be as comprehensive as other investment platforms as Nutmeg’s customers simply do not require them to be.

Instead of the usual charts and analyst reports, Nutmeg provides its customers with a range of tools designed to assist new and inexperienced investors. They provide access to a number of pension and tax calculators as well as the opportunity to access paid financial advice directly through the platform.

Beyond its tools, Nutmeg provides its customers with a number of informative guides to assist them in taking full advantage of Nutmeg’s services. These guides cover everything from ETFs and Mortgages to transferring your ISA to Nutmeg and ethical investing. They can be especially useful for potential investors who wish to gain a deeper understanding of Nutmeg’s platform before signing up.

Ease of Use

Designed for investors with little to no investment knowledge, Nutmeg ensures that navigating through their platform is as intuitive as possible. Even the most inexperienced of investors should find the Nutmeg platform to be extremely easy to use. 

Setting up regular contributions to your account is relatively straightforward, but I haven’t yet tested how easy it is to alter them once setup.

Nutmeg’s website provides a number of useful tools, such as a pension calculator and a self-employed tax calculator which are nice features to have.

Overall Nutmeg provides a user friendly experience and I have not encountered any major problems using them.

What’s it like using the Nutmeg app?

This Nutmeg review wouldn’t be complete without stepping back from the investment side and taking a look at how good their app is to use.

Nutmeg’s app user interface is intuitive and easy to navigate. On the home screen you can clearly see your investments and portfolio, including how it’s performed over time.

Help is also available directly through the app through Nutmeg’s chat feature. This is useful if you have any questions or if something goes wrong as you can be quickly connected to customer service.

Who is Nutmeg for?

Nutmeg is best suited for young or inexperienced investors who do not have the time to learn about the financial markets and wish to have their investments actively managed. It has a minimum initial investment of £500, or £100 for its Junior ISA and Lifetime ISA. 

Nutmeg is also a good option if you think you would like to receive regulated financial advice for a reasonable price, as you can speak to a financial expert by booking through the app.

If you are new to investing, have a long-term view of your investments, and wish to avoid the stress of assembling your own portfolio, Nutmeg could be a good option for you.

Nutmeg Alternatives

The robo-advisor investment space is pretty hot right now in the UK so there are a range of Nutmeg alternatives to choose from.

The below alternatives to Nutmeg don’t all operate in the exact same way but they do offer ready-made portfolios for you to invest in.

As with all of my robo-advisor reviews, this Nutmeg review will now look at the top Nutmeg alternatives in the UK.

Moneyfarm

Moneyfarm is an online investment advisor and one of the largest digital wealth management platforms with over 80,000 investors on its platform. Like Wealthify and Nutmeg, Moneyfarm attempts to make investing simple and accessible to all members of society by providing access to a number of funds that individuals can invest in from their mobile phones.

Moneyfarm does not currently offer regulated financial advice, unlike Nutmeg. So if you think you’ll want financial advice, then Nutmeg may be a better option for you.

It does however offer wide range of portfolios to choose from, including Socially Responsible Investing and its new Thematic Investing option which makes it a great alternative to Nutmeg.

Nutmeg is cheaper than Moneyfarm is you have more than £100k to invest. Moneyfarm is cheaper if you have between £10k and £100k to invest, making it a good low-cost Nutmeg altnernative. They’re equal to each other on cost if you have up to £10k to invest.

Like Nutmeg, Moneyfarm is regulated by the FCA and comes with FSCS protection on your money. While Moneyfarm doesn’t quite match Nutmeg for its range of investment portfolios to choose from, it has the most variety of any Nutmeg alternatives.

For a number of years now, Moneyfarm has been my favourite robo-advisor. You can read more about it in my in-depth Moneyfarm review. For more details on how it compares to Nutmeg, read my Moneyfarm vs Nutmeg comparison.

Wealthify 

Wealthify is another robo-advisor investment platform that seeks to simplify and automate investing. Founded in 2016, Wealthify was taken over by Aviva in June 2020 and therefore, much like Nutmeg, has the backing of a large institutional asset management company.

They offer very similar account types to those of Nutmeg and Moneyfarm as well as their own ready-made portfolios for investors to invest in.

Wealthify is cheaper than Nutmeg if you’re investing up to £100k. It’s also cheaper than Moneyfarm if you’re investing up to £50k, making it a great low-cost Moneyfarm and Nutmeg alternative. Above £100k, Nutmeg is the lowest cost compared to Wealthify and Moneyfarm.

Wealthify’s minimum investment to get started is only £1, making it a more accessible alternative to Nutmeg if you want to start small.

You can read my full Wealthfiy review here. You can also check out my detailed Nutmeg vs Wealthify comparison.

InvestEngine

One of newer platforms in the robo-advisor market, InvestEngine is another low-cost Nutmeg alternative. Like Nutmeg it also offers ready-made portfolios for you to invest in, but it also allows you to create your own ‘DIY’ investment portfolio.

You can invest in over 500 ETFs with InvestEngine and the option to create your own portfolio makes it a unique alternative to Nutmeg. InvestEngine’s minimum investment is only £1 too – like Wealthify – so it’s a very accessible platform to get started with if you want to start small.

InvestEngine’s management fees are some of the lowest in the robo-advisor market, at just 0.25% (excluding fund charges). This means it’s one of the lowest cost Nutmeg alternatives out there.

Plum

Plum investment isn’t just a robo-advisor. It’s an app that links to your bank account and puts together a savings plan for you after analysing your income and outgoings. Your savings can then be automatically investd into one of Plum’s investment options.

Because it’s not just an investment platform, Plum comes with a range of budgeting and savings features that make it a great all-round Nutmeg alternative.

Read more about it in my Plum review, including why I think it’s one of the best platforms for young people when it comes to saving and investing.

Moneybox 

Moneybox presents itself as the simplest way to both save and invest your money. The app allows you to link your bank account and save money from every transaction you make. The round-up feature allows you to round up to the nearest £1 and save the difference on the app to be invested.

Moneybox should be considered if you would like to improve and automate your savings each month. You can then invest your savings through Moneybox, however its investment options are limited when compared to Nutmeg, Moneyfarm, Wealthify and InvestEngine.

Is Nutmeg Safe?

Nutmeg is regulated by the Financial Conduct Authority in the United Kingdom and any investments made with Nutmeg are protected up to £85,000 by the Financial Services Compensation Scheme. 

According to Nutmeg’s website: “Nutmeg is a member of the UK Financial Services Compensation Scheme, (FSCS) which means that, in the unlikely event of a failure of Nutmeg, coupled with a failure to safeguard your assets or some other failure (such as negligent advice), the value of your assets held with Nutmeg may be protected by the FSCS up to the limit of £85,000.

In addition, Nutmeg segregates client money from its own money which is a further regulatory safeguard. Nutmeg’s chosen custodians of client money and investments are Barclays Bank (banking partner) and State Street (asset custodian). This means that your investments with Nutmeg will be held securely by State Street and any uninvested cash is held separately with Barclays.

Having been taken over by JP Morgan in 2021, clients may take extra comfort knowing that Nutmeg is owned by one of the world’s largest and most profitable financial institutions.

Nutmeg Customer Service

Nutmeg recognises the importance of supporting its customers when they have a problem and offers its customers a number of different ways of contacting them.

Customers can call Nutmeg on 020 3589 1515 between 09:00-17:30 Monday – Thursday or 09:00-16:30 on Fridays. For those of you who prefer to limit your interaction with other humans, you can also contact Nutmeg through its live chat feature directly on the app or email them at [email protected].

I’ve so far not encountered any issues that have meant I needed to contact Nutmeg’s customer service. However their help section on their website is useful and provides lots of information.

Nutmeg Customer Reviews

At the time of writing, Nutmeg holds a strong reputation in terms of its customer reviews. They enjoy an “excellent” rating on Trustpilot drawn from over 1100 reviews. This is slightly lower than Moneyfarm’s 4.6/5 rating on Trustpilot.

Nutmeg also has a 4.8/5 star rating on the Apple app store, slightly higher than Moneyfarm’s 4.7/5 rating.

With so many strong reviews, it would suggest that Nutmeg’s customers are satisfied with the value that Nutmeg provides.

Nutmeg Review – Final Verdict

Overall, Nutmeg provides a fantastic platform for investors looking for a quick and easy way to invest their money without the stress of picking their own investments or managing their own portfolio. As such, I would recommend Nutmeg as a good choice for anyone who doesn’t want to manage their own investments.

Nutmeg’s easy-to-use platform, comprehensive investment options, and friendly team of experts make them a fantastic choice for investors who are just starting their investment journeys!

In my opinion, Nutmeg’s stand out feature among its robo-advisor peers is its regulated financial advice service. If you think you would like to receive expert advice on your individual financial situation, then Nutmeg provides this alongside it’s robo-advisory offering.

I hope that this Nutmeg review has helped you determine whether the Nutmeg investment platform is right for you. Sign up to Nutmeg here.